{"id":13113,"date":"2022-08-22T13:22:18","date_gmt":"2022-08-22T11:22:18","guid":{"rendered":"https:\/\/easypay.al\/?p=13113"},"modified":"2022-08-22T14:26:01","modified_gmt":"2022-08-22T12:26:01","slug":"remitancat-me-ria-money-transfer","status":"publish","type":"post","link":"https:\/\/easypay.al\/en\/remitancat-me-ria-money-transfer\/","title":{"rendered":"Remitancat, n\u00eb nj\u00eb epok\u00eb ndryshimi"},"content":{"rendered":"<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-style-default imgresponsive\"><img loading=\"lazy\" decoding=\"async\" width=\"2048\" height=\"706\" src=\"https:\/\/easypay.al\/wp-content\/uploads\/2022\/08\/cover-ria.png\" alt=\"\" class=\"wp-image-13119\" srcset=\"https:\/\/easypay.al\/wp-content\/uploads\/2022\/08\/cover-ria.png 2048w, https:\/\/easypay.al\/wp-content\/uploads\/2022\/08\/cover-ria-300x103.png 300w, https:\/\/easypay.al\/wp-content\/uploads\/2022\/08\/cover-ria-1024x353.png 1024w, https:\/\/easypay.al\/wp-content\/uploads\/2022\/08\/cover-ria-768x265.png 768w, https:\/\/easypay.al\/wp-content\/uploads\/2022\/08\/cover-ria-1536x530.png 1536w, https:\/\/easypay.al\/wp-content\/uploads\/2022\/08\/cover-ria-18x6.png 18w\" sizes=\"auto, (max-width: 2048px) 100vw, 2048px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00c7do vit mij\u00ebra njer\u00ebz nga e gjith\u00eb bota, ndryshojn\u00eb vendbanimin e tyre duke u transferuar n\u00eb nj\u00eb qytet, shtet apo edhe kontinent tjet\u00ebr. <\/h2>\n\n\n\n<p>Kjo ndodh p\u00ebr shum\u00eb faktor\u00eb t\u00eb cil\u00ebt mund t\u00eb jen\u00eb ekonomik\u00eb, politik\u00eb, natyror\u00eb, mund t\u00eb l\u00ebvizin p\u00ebr studime apo p\u00ebr nj\u00eb t\u00eb ardhme m\u00eb t\u00eb sigurt. Ky \u00ebsht\u00eb nj\u00eb proces n\u00eb vazhdim i cili ka ndodhur, ndodh\u00eb dhe do t\u00eb vazhdoj\u00eb t\u00eb ndodh\u00eb edhe n\u00eb vitet n\u00eb vijim.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>Q\u00eb nga viti 1970, numri i migrant\u00ebve nd\u00ebrkomb\u00ebtar\u00eb ose emigrant\u00ebve \u00ebsht\u00eb trefishuar n\u00eb 281 milion\u00eb, vler\u00ebsimi m\u00eb i fundit i Kombeve t\u00eb Bashkuara, i dat\u00ebs 2020, \u00ebsht\u00eb m\u00eb pak se kat\u00ebr n\u00eb \u00e7do nj\u00ebqind njer\u00ebz.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>Para Covid-19 migracioni dhe emigracioni kan\u00eb qen\u00eb n\u00eb nivele mjaft t\u00eb larta, pandemia u kthye n\u00eb nj\u00eb fren\u00eb p\u00ebr k\u00ebto l\u00ebvizje duke ulur k\u00ebshtu numrin e p\u00ebrgjithsh\u00ebm t\u00eb emigrant\u00ebve n\u00eb t\u00eb gjith\u00eb bot\u00ebn. Kombet e Bashkuara vler\u00ebsojn\u00eb se pandemia ngadal\u00ebsoi rritjen e grupit global t\u00eb migrant\u00ebve me rreth dy milion\u00eb deri n\u00eb mesin e vitit 2020, 27% m\u00eb pak se rritja q\u00eb pritej.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>Megjithat\u00eb, duke l\u00ebn\u00eb m\u00ebnjan\u00eb vitet pandemike, sot ka nj\u00eb num\u00ebr m\u00eb t\u00eb lart\u00eb migrant\u00ebsh n\u00eb krahasim me 30 vite m\u00eb par\u00eb. Shum\u00eb shtete dhe qytete tashm\u00eb kan\u00eb krijuar nj\u00eb lidhje m\u00eb t\u00eb fort\u00eb nisur edhe nga rritja e ekonomis\u00eb globale, si rrjedhoj\u00eb shum\u00eb qytetar\u00eb t\u00eb bot\u00ebs kan\u00eb l\u00ebn\u00eb sht\u00ebpit\u00eb e tyre duke k\u00ebrkuar nj\u00eb vend m\u00eb t\u00eb mir\u00eb p\u00ebr t\u00eb studiuar, punuar apo krijuar familje. <\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>Sipas raportit m\u00eb t\u00eb fundit t\u00eb Bank\u00ebs Bot\u00ebrore p\u00ebr migracionin, Europa \u00ebsht\u00eb aktualisht destinacioni m\u00eb i madh p\u00ebr emigrant\u00ebt nd\u00ebrkomb\u00ebtar\u00eb, me 87 milion\u00eb, e ndjekur nga Azia me 86 milion\u00eb migrant\u00eb nd\u00ebrkomb\u00ebtar\u00eb. Amerika e Veriut \u00ebsht\u00eb destinacioni i 59 milion\u00eb emigrant\u00ebve n\u00eb bot\u00eb, ose 21% e totalit.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ne n\u00eb <a href=\"https:\/\/easypay.al\/en\/\" target=\"_blank\" rel=\"noreferrer noopener\">EasyPay<\/a> jemi t\u00eb angazhuar p\u00ebr t\u00eb ndihmuar familjet t\u00eb cilat jan\u00eb larg fizikisht t\u00eb vijojn\u00eb t\u00eb q\u00ebndrojn\u00eb af\u00ebr dhe t\u00eb lidhura me nj\u00ebra tjetr\u00ebn. <\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>Jemi aty p\u00ebr t\u00eb krijuar leht\u00ebsi dhe p\u00ebr t\u00eb sjell\u00eb sht\u00ebpin\u00eb m\u00eb af\u00ebr gjithsecilit duke ofruar transferta nd\u00ebrkomb\u00ebtare parash me tarifat m\u00eb t\u00eb lira n\u00eb treg, t\u00eb sigurta dhe t\u00eb shpejta me Ria Money Transfer. &nbsp;&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">N\u00eb k\u00ebt\u00eb raport do t\u00eb shohim konkretisht faktor\u00ebt t\u00eb cil\u00ebt ndikojn\u00eb n\u00eb nivelin e emigracionit t\u00eb cil\u00ebt jan\u00eb klient\u00eb t\u00eb EasyPay dhe <a href=\"https:\/\/easypay.al\/en\/transfero-ria\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ria Money Transfer<\/a> si dhe remitancat q\u00eb ata d\u00ebrgojn\u00eb n\u00eb m\u00ebnyr\u00eb periodike n\u00eb sht\u00ebpi p\u00ebr t\u00eb ndihmuar familjet e tyre por edhe ekonomin\u00eb e vendit.&nbsp;<\/h2>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Impakti Global i Remitancave<\/strong><\/li><\/ul>\n\n\n\n<p>Shum\u00eb emigrant\u00eb ndjejn\u00eb nj\u00eb detyrim t\u00eb thell\u00eb p\u00ebr t\u00eb mb\u00ebshtetur vazhdimisht njer\u00ebzit q\u00eb l\u00ebn\u00eb pas. Parat\u00eb q\u00eb ata d\u00ebrgojn\u00eb n\u00eb sht\u00ebpi \u2013 remitancat \u2013 jan\u00eb shpesh nj\u00eb rrug\u00eb shp\u00ebtimi kritike p\u00ebr familjet e tyre. Remitancat nd\u00ebrkomb\u00ebtare p\u00ebr vendet me t\u00eb ardhura t\u00eb ul\u00ebta dhe t\u00eb mesme ishin mbi 600 miliard\u00eb dollar\u00eb vitin e kaluar, shum\u00eb m\u00eb tep\u00ebr se ndihma p\u00ebr zhvillim e ofruar p\u00ebr ato vende.<\/p>\n\n\n\n<p>Remitancat e marra nga an\u00ebtar\u00ebt e familjes jasht\u00eb vendit mbajn\u00eb ushqimin n\u00eb tryez\u00eb p\u00ebr familjet, p\u00ebrmir\u00ebsojn\u00eb mund\u00ebsit\u00eb arsimore t\u00eb shum\u00eb f\u00ebmij\u00ebve n\u00eb vendet n\u00eb zhvillim, u lejojn\u00eb njer\u00ebzve akses n\u00eb kujdesin sh\u00ebndet\u00ebsor, zgjerojn\u00eb burimet n\u00eb dispozicion t\u00eb fermer\u00ebve t\u00eb vegj\u00ebl dhe ndihmojn\u00eb n\u00eb mb\u00ebshtetjen e bizneseve t\u00eb vogla kryesisht. P\u00ebr shum\u00eb vende n\u00eb zhvillim, remitancat kontribuojn\u00eb me m\u00eb shum\u00eb se 10 p\u00ebr qind n\u00eb PBB-n\u00eb e vendit.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Kostot e d\u00ebrgimit t\u00eb remitancave<\/strong><\/li><\/ul>\n\n\n\n<p>Banka Bot\u00ebrore vler\u00ebson se remitancat nd\u00ebrkomb\u00ebtare do t\u00eb rriten me 4.2% shtes\u00eb k\u00ebt\u00eb vit n\u00eb 630 miliard\u00eb dollar\u00eb. Ato jan\u00eb nj\u00eb mjet thelb\u00ebsor zhvillimi q\u00eb ndihmon n\u00eb reduktimin e nivelit t\u00eb varf\u00ebris\u00eb.<\/p>\n\n\n\n<p>Nuk \u00ebsht\u00eb \u00e7udi q\u00eb Kombet e Bashkuara e kan\u00eb b\u00ebr\u00eb uljen e kostos s\u00eb d\u00ebrgimit t\u00eb remitancave n\u00eb 3 p\u00ebr qind, nj\u00eb faktor i r\u00ebnd\u00ebsish\u00ebm ky p\u00ebr t\u00eb ndihmuar n\u00eb arritjen e Objektivave t\u00eb Zhvillimit t\u00eb Q\u00ebndruesh\u00ebm q\u00eb ka vendosur p\u00ebr vitin 2030. OKB-ja e njeh arsyen pse d\u00ebrgesat jan\u00eb kaq t\u00eb r\u00ebnd\u00ebsishme dhe ndikimin q\u00eb ato kan\u00eb n\u00eb Objektivat e Zhvillimit t\u00eb Q\u00ebndruesh\u00ebm, t\u00eb tilla si ulja e varf\u00ebris\u00eb dhe uris\u00eb duke promovuar nj\u00eb kujdes m\u00eb t\u00eb mir\u00eb sh\u00ebndet\u00ebsor dhe akses n\u00eb arsim cil\u00ebsor.<\/p>\n\n\n\n<p>Kostoja mesatare globale e d\u00ebrgimit t\u00eb nj\u00eb d\u00ebrgese nd\u00ebrkufitare ishte 6.04% n\u00eb fund t\u00eb vitit t\u00eb kaluar, nga 6.8% n\u00eb vitin 2019. Si\u00e7 raporton Banka Bot\u00ebrore n\u00eb raportin e saj m\u00eb t\u00eb fundit t\u00eb \u00e7mimeve t\u00eb remitancave n\u00eb mbar\u00eb bot\u00ebn, numri i korridoreve me kosto mesatare prej m\u00eb pak se 5% po rritet vazhdimisht dhe opsionet e parave celulare po ndihmojn\u00eb n\u00eb uljen e kostos s\u00eb d\u00ebrgimit t\u00eb remitancave n\u00eb shum\u00eb tregje.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong> Impakti i COVID-19 n\u00eb remitanca<\/strong><\/li><\/ul>\n\n\n\n<p>M\u00eb shum\u00eb se 100,000 kufizime udh\u00ebtimi t\u00eb lidhura me COVID u vendos\u00ebn nga vende ose territore gjat\u00eb pandemis\u00eb. P\u00ebrve\u00e7 efektit t\u00eb gjer\u00eb q\u00eb pati n\u00eb l\u00ebvizshm\u00ebrin\u00eb nd\u00ebrkomb\u00ebtare, COVID goditi ekonomit\u00eb e shum\u00eb vendeve t\u00eb zhvilluara. Rreth 64% e emigrant\u00ebve n\u00eb bot\u00eb jetojn\u00eb n\u00eb vendet e G-20, k\u00ebshtu q\u00eb ndikimi ekonomik i Covid-it kishte potencialin t\u00eb prodhonte pasoja shkat\u00ebrruese p\u00ebr shum\u00eb njer\u00ebz n\u00eb vendet me t\u00eb ardhura t\u00eb ul\u00ebta dhe t\u00eb mesme.<\/p>\n\n\n\n<p>T\u00eb bindur se ngadal\u00ebsimi ekonomik do t\u00eb n\u00ebnkuptonte q\u00eb emigrant\u00ebt thjesht nuk do t\u00eb kishin para p\u00ebr t\u00eb d\u00ebrguar, analist\u00ebt fillimisht parashikuan nj\u00eb r\u00ebnie prej 20% t\u00eb remitancave n\u00eb vitin 2020. Jo vet\u00ebm q\u00eb remitancat q\u00ebndruan, por ato u rrit\u00ebn me gati nj\u00eb p\u00ebr qind p\u00ebr at\u00eb vit dhe u rikthyen tet\u00eb p\u00ebr qind n\u00eb vendet me t\u00eb ardhura t\u00eb ul\u00ebta dhe t\u00eb mesme n\u00eb 2021.&nbsp;<\/p>\n\n\n\n<p>Emigrant\u00ebt nd\u00ebrkomb\u00ebtar\u00eb e din\u00eb se sa t\u00eb r\u00ebnd\u00ebsishme jan\u00eb parat\u00eb q\u00eb u d\u00ebrgojn\u00eb familjeve t\u00eb tyre n\u00eb sht\u00ebpi, k\u00ebshtu q\u00eb ata do t\u00eb b\u00ebjn\u00eb p\u00ebrpjekje t\u00eb jasht\u00ebzakonshme p\u00ebr t\u00eb vijuar me d\u00ebrgimin e tyre n\u00eb familjet e tyre. Remitancat jan\u00eb jasht\u00ebzakonisht elastike p\u00ebrball\u00eb kriz\u00ebs.<\/p>\n\n\n\n<p>Rezistenca e remitancave ka qen\u00eb ve\u00e7an\u00ebrisht befasuese duke marr\u00eb parasysh v\u00ebshtir\u00ebsit\u00eb me t\u00eb cilat jan\u00eb p\u00ebrballur shum\u00eb emigrant\u00eb p\u00ebr shkak t\u00eb kufizimeve n\u00eb l\u00ebvizje dhe bllokimeve. N\u00eb fillim t\u00eb pandemis\u00eb, emigrant\u00ebt n\u00eb mbar\u00eb bot\u00ebn jo vet\u00ebm q\u00eb u bllokuan n\u00eb vendet e destinacionit, por edhe gjat\u00eb transitit. Emigrant\u00ebt u p\u00ebrball\u00ebn jo vet\u00ebm me humbjen e vendeve t\u00eb pun\u00ebs dhe t\u00eb pun\u00ebsimit, por edhe me humbjen e lejeve t\u00eb q\u00ebndrimit dhe sh\u00ebrbimeve sociale q\u00eb shpesh jan\u00eb t\u00eb lidhura me pun\u00ebsimin. T\u00eb tjer\u00ebt ishin pa burime p\u00ebr t&#8217;u kthyer n\u00eb sht\u00ebpi ose u p\u00ebrball\u00ebn me kufizime n\u00eb l\u00ebvizje ose kufij t\u00eb mbyllur q\u00eb i lan\u00eb n\u00eb harres\u00eb.<\/p>\n\n\n\n<p>Shum\u00eb nga emigrant\u00ebt q\u00eb kishin mbajtur pun\u00ebn e tyre gjat\u00eb gjith\u00eb bllokimeve pandemike ishin zakonisht pun\u00ebtor\u00eb sh\u00ebndet\u00ebsor\u00eb ose t\u00eb vij\u00ebs s\u00eb par\u00eb t\u00eb ekspozuar ndaj nj\u00eb rreziku m\u00eb t\u00eb lart\u00eb t\u00eb Covid\u201319. Shum\u00eb vende me t\u00eb ardhura t\u00eb larta varen nga punonj\u00ebsit e kujdesit sh\u00ebndet\u00ebsor t\u00eb lindur nga jasht\u00eb, duke p\u00ebrfshir\u00eb SHBA-n\u00eb, Franc\u00ebn, Britanin\u00eb e Madhe dhe Gjermanin\u00eb.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong> P\u00ebrshtatja teknologjik\u00eb ndikon n\u00eb rritjen e p\u00ebrfshirjes financiare<\/strong><\/li><\/ul>\n\n\n\n<p>Pandemia solli vuajtje dhe humbje t\u00eb pallogaritshme p\u00ebr njer\u00ebzit n\u00eb mbar\u00eb bot\u00ebn, por gjithashtu detyroi adoptimin e teknologjis\u00eb me nj\u00eb rit\u00ebm t\u00eb papar\u00eb. Teknologjia q\u00eb ekzistonte tashm\u00eb, por q\u00eb nuk ishte zbatuar, u b\u00eb befas n\u00eb k\u00ebrkes\u00eb t\u00eb lart\u00eb p\u00ebr shkak t\u00eb bllokimeve dhe distancimit social. Kjo p\u00ebrshpejtoi disa tendenca n\u00eb ekosistemin e pagesave n\u00eb p\u00ebrgjith\u00ebsi dhe solli nj\u00eb p\u00ebrfshirje t\u00eb lart\u00eb teknologjike.<\/p>\n\n\n\n<p>Papritur, jo vet\u00ebm q\u00eb bizneseve u duhej t\u00eb ofronin shum\u00eb m\u00eb tep\u00ebr mallra dhe sh\u00ebrbime online p\u00ebr t\u00eb mbijetuar, por numri i madh i transaksioneve t\u00eb pagesave elektronike n\u00ebnkuptonte q\u00eb investimi n\u00eb infrastruktur\u00ebn e pagesave do t\u00eb shp\u00ebrblehej shum\u00eb m\u00eb shpejt si p\u00ebr bizneset ashtu edhe p\u00ebr subjektet q\u00eb u ofrojn\u00eb atyre financa.<\/p>\n\n\n\n<p>Jo vet\u00ebm q\u00eb sh\u00ebrbimet e pagesave dixhitale t\u00eb bizneseve tradicionale jan\u00eb p\u00ebrmir\u00ebsuar q\u00eb nga fillimi i vitit 2020, por edhe numri i aplikacioneve q\u00eb p\u00ebrballen me klient\u00ebt dhe miratimi i tyre nga konsumator\u00ebt u rrit me shpejt\u00ebsi. Ka pasur 230 miliard\u00eb shkarkime t\u00eb aplikacioneve celular\u00eb vet\u00ebm n\u00eb vitin 2021 p\u00ebr t&#8217;i sh\u00ebrbyer rreth 6.3 miliard\u00eb p\u00ebrdoruesve t\u00eb smartfon\u00ebve n\u00eb mbar\u00eb bot\u00ebn.<\/p>\n\n\n\n<p>Aplikacioni EasyPay pati shum\u00eb p\u00ebrdorues t\u00eb rinj t\u00eb cil\u00ebt edhe k\u00ebsaj dite vazhdojn\u00eb t\u00eb jen\u00eb klient\u00eb besnik\u00eb t\u00eb pagesave elektronike dhe transfertave&nbsp; komb\u00ebtare. M\u00eb mbi 35 sh\u00ebrbime t\u00eb dedikuara, aplikacioni EasyPay ofron leht\u00ebsi p\u00ebr nj\u00eb ser\u00eb pagesash t\u00eb cilat mund t\u00eb kryhen fare leht\u00eb vet\u00ebm me disa klikime.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Qeverit\u00eb ofrojn\u00eb mb\u00ebshtetje p\u00ebrmes kanaleve dixhitale<\/strong><\/li><\/ul>\n\n\n\n<p>Sipas Bank\u00ebs Bot\u00ebrore, ka 1.7 miliard\u00eb njer\u00ebz n\u00eb bot\u00eb pa llogari bankare. N\u00eb vitin 2017, rreth 63% e t\u00eb rriturve n\u00eb mbar\u00eb bot\u00ebn kishin nj\u00eb llogari bankare, nga 54% n\u00eb 2011.<\/p>\n\n\n\n<p>P\u00ebrpjekjet e shumta t\u00eb b\u00ebra nga vende t\u00eb ndryshme gjat\u00eb pandemis\u00eb, me qellim inkurajimin e p\u00ebrdorimit t\u00eb sh\u00ebrbimeve dixhitale kan\u00eb ndikuar n\u00eb p\u00ebrfshirjen financiare. N\u00eb fakt, pjesa m\u00eb e madhe e rritjes s\u00eb p\u00ebrdorimit t\u00eb portofolit elektronik ka qen\u00eb n\u00eb tregjet ku qeverit\u00eb ofruan leht\u00ebsi t\u00eb konsiderueshme.<\/p>\n\n\n\n<p>Gati 60 vende me t\u00eb ardhura t\u00eb ul\u00ebta dhe t\u00eb mesme kan\u00eb p\u00ebrdorur pagesa dixhitale p\u00ebr t\u00eb ofruar ndihm\u00eb emergjente gjat\u00eb pandemis\u00eb. N\u00eb p\u00ebrgjith\u00ebsi, adoptimi i portofolit elektronik vazhdoi t\u00eb rritet n\u00eb 2021 globalisht, duke arritur n\u00eb 1 trilion dollar\u00eb transaksione p\u00ebr vitin. Llogarit\u00eb e regjistruara t\u00eb parave celulare jan\u00eb rritur 18% q\u00eb nga viti 2020, duke arritur n\u00eb 1.35 miliard\u00eb n\u00eb nivel global deri n\u00eb fund t\u00eb vitit t\u00eb kaluar.<\/p>\n\n\n\n<p>N\u00eb rastin e remitancave, platformat celulare t\u00eb parave e b\u00ebjn\u00eb transferimin nd\u00ebrkufitar t\u00eb pagesave t\u00eb remitancave m\u00eb t\u00eb lir\u00eb dhe m\u00eb t\u00eb shpejt\u00eb sesa parat\u00eb tradicionale dhe transfertat bankare. \u00c7mimi mesatar global p\u00ebr d\u00ebrgimin e nj\u00eb remitance nd\u00ebrkomb\u00ebtare u ul nga 6.3% n\u00eb 6.04% n\u00eb tremujorin e fundit t\u00eb 2021, nj\u00eb shenj\u00eb inkurajuese q\u00eb kostot mund t\u00eb ulen shpejt kur kushtet jan\u00eb t\u00eb p\u00ebrshtatshme.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Efekti i sistemeve t\u00eb parave elektronike n\u00eb ekonomin\u00eb formale<\/strong><\/li><\/ul>\n\n\n\n<p>Sistemet e parave elektronike dhe pagesat dixhitale po ndihmojn\u00eb n\u00eb promovimin e p\u00ebrfshirjes financiare n\u00eb t\u00eb gjith\u00eb bot\u00ebn, por ato ofrojn\u00eb edhe p\u00ebrfitime t\u00eb tjera. Meqen\u00ebse parat\u00eb elektronike krijojn\u00eb nj\u00eb histori financiare t\u00eb regjistruar p\u00ebr \u00e7do depozit\u00eb, t\u00ebrheqje ose transfert\u00eb t\u00eb kryer, ato mund t\u00eb ndihmojn\u00eb n\u00eb mbrojtjen e t\u00eb drejtave t\u00eb konsumator\u00ebve, n\u00eb nd\u00ebrtimin e besimit n\u00eb biznes dhe n\u00eb nxitjen e rrjeteve efikase t\u00eb pagesave. Dixhitalizimi i pagesave t\u00eb p\u00ebrfitimeve qeveritare zvog\u00eblon gjithashtu rrezikun e mashtrimit dhe vjedhjes, duke e b\u00ebr\u00eb sistemin m\u00eb ekonomik edhe m\u00eb t\u00eb q\u00ebndruesh\u00ebm.<\/p>\n\n\n\n<p>T\u00eb dh\u00ebnat e krijuara nga transaksionet celulare ndihmojn\u00eb n\u00eb leht\u00ebsimin e mbik\u00ebqyrjes s\u00eb aktiviteteve t\u00eb pastrimit t\u00eb parave dhe financimit t\u00eb terrorizmit, ve\u00e7an\u00ebrisht pasi sistemet e parave celulare kan\u00eb t\u00eb integruara mbrojtje t\u00eb forta.<\/p>\n\n\n\n<p>Forcimi i sistemit financiar formal n\u00ebp\u00ebrmjet p\u00ebrdorimit t\u00eb shtuar t\u00eb paras\u00eb elektronike mund t&#8217;i ndihmoj\u00eb qeverit\u00eb t\u00eb nd\u00ebrtojn\u00eb politik\u00eb monetare m\u00eb efektive duke kanalizuar m\u00eb shum\u00eb para dhe aktive n\u00eb sistem, duke kontribuar n\u00eb stabilitetin ekonomik. Duke prodhuar regjistrime transaksionesh, parat\u00eb celulare inkurajojn\u00eb nj\u00eb zhvendosje n\u00eb ekonomin\u00eb formale e cila nxit kontributet n\u00eb sigurimet shoq\u00ebrore, taksat dhe pagesat e sigurta t\u00eb pagave, duke ndihmuar k\u00ebshtu n\u00eb leht\u00ebsimin e financimit t\u00eb sektorit publik.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Plot\u00ebsimi i munges\u00ebs s\u00eb edukimit p\u00ebrmes remitancave<\/strong><\/li><\/ul>\n\n\n\n<p>N\u00eb kulmin e bllokimeve mbar\u00ebkomb\u00ebtare p\u00ebr shkak t\u00eb COVID-19, arsimimi i m\u00eb shum\u00eb se 1.5 miliard\u00eb f\u00ebmij\u00ebve u ndal papritur, duke shkaktuar nj\u00eb kriz\u00eb t\u00eb madhe globale t\u00eb t\u00eb m\u00ebsuarit. Gjysma e 10-vje\u00e7ar\u00ebve n\u00eb vendet me t\u00eb ardhura t\u00eb mesme dhe t\u00eb ul\u00ebta nuk mund t\u00eb kuptonin nj\u00eb fjali t\u00eb thjesht\u00eb me shkrim dhe m\u00eb shum\u00eb se 250 milion\u00eb f\u00ebmij\u00eb nuk ishin n\u00eb shkoll\u00eb.<\/p>\n\n\n\n<p>Pandemia intensifikoi pabarazin\u00eb arsimore, sepse f\u00ebmij\u00ebt n\u00eb vendet m\u00eb t\u00eb varfra kan\u00eb m\u00eb pak akses n\u00eb teknologjin\u00eb q\u00eb lejoi vazhdimin e m\u00ebsimit n\u00eb vendet e pasura. M\u00eb shum\u00eb se gjysma e familjeve n\u00eb bot\u00eb jan\u00eb t\u00eb lidhura me internetin, por p\u00ebrqindja e student\u00ebve pa akses n\u00eb internet varion nga 15% &nbsp;n\u00eb Evrop\u00ebn Per\u00ebndimore dhe Amerik\u00ebn e Veriut deri n\u00eb 80% n\u00eb Afrik\u00ebn Sub-Sahariane.<\/p>\n\n\n\n<p>Remitancat luajn\u00eb nj\u00eb rol t\u00eb r\u00ebnd\u00ebsish\u00ebm n\u00eb ofrimin e mund\u00ebsive arsimore p\u00ebr an\u00ebtar\u00ebt e rinj t\u00eb familjeve t\u00eb emigrant\u00ebve n\u00eb vendet me t\u00eb ardhura t\u00eb ul\u00ebta dhe t\u00eb mesme. Rritja e burimeve t\u00eb dedikuara p\u00ebr arsimin mund t\u00eb krijoj\u00eb mund\u00ebsi q\u00eb i zgjasin nj\u00eb f\u00ebmije gjat\u00eb gjith\u00eb jet\u00ebs.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>N\u00eb p\u00ebrfundim&#8230;<\/strong><\/li><\/ul>\n\n\n\n<p>Po b\u00ebhen p\u00ebrparime t\u00eb r\u00ebnd\u00ebsishme q\u00eb do t\u00eb vendosin bazat p\u00ebr nj\u00eb p\u00ebrfshirje m\u00eb t\u00eb madhe financiare n\u00eb mbar\u00eb bot\u00ebn. Qasja n\u00eb sh\u00ebrbimet financiare po zgjerohet s\u00eb bashku me aft\u00ebsin\u00eb p\u00ebr t\u00eb l\u00ebvizur para n\u00eb mbar\u00eb bot\u00ebn shpejt, leht\u00eb dhe n\u00eb m\u00ebnyr\u00eb t\u00eb sigurt. Nevojitet progres i m\u00ebtejsh\u00ebm p\u00ebr t\u00eb ulur kostot p\u00ebr transfertat nd\u00ebrkufitare t\u00eb parave, n\u00eb m\u00ebnyr\u00eb q\u00eb ky sh\u00ebrbim thelb\u00ebsor t\u00eb jet\u00eb i p\u00ebrballuesh\u00ebm p\u00ebr t\u00eb gjith\u00eb.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">EasyPay si nj\u00eb instrument i r\u00ebnd\u00ebsish\u00ebm p\u00ebr kryerjen e transfertave t\u00eb parave komb\u00ebtare dhe nd\u00ebrkomb\u00ebtare me Ria Money Transfer dhe me tarifat m\u00eb t\u00eb lira, ofron leht\u00ebsi jo vet\u00ebm p\u00ebr remitancat por edhe p\u00ebr p\u00ebrdorimin e portofolit elektronik p\u00ebr kryerjen e pagesave n\u00eb m\u00ebnyr\u00eb transparente dhe t\u00eb sigurt.<\/h2>\n\n\n\n<p> Sepse p\u00ebr ne koha e shpenzuar me familjen dhe q\u00ebndrimi pran\u00eb njer\u00ebzve t\u00eb dashur ka m\u00eb shum\u00eb r\u00ebnd\u00ebsi se \u00e7do gj\u00eb, ndaj p\u00ebr ne barrierat fizike dhe distancat nuk ekzistojn\u00eb.<\/p>\n\n\n\n<p>*Info dhe t\u00eb dh\u00ebna statistikore mbi remitancat t\u00eb marra nga Ria Money Transfer<\/p>","protected":false},"excerpt":{"rendered":"<p>\u00c7do vit mij\u00ebra njer\u00ebz nga e gjith\u00eb bota, ndryshojn\u00eb vendbanimin e tyre duke u transferuar n\u00eb nj\u00eb qytet, shtet apo edhe kontinent tjet\u00ebr. Kjo ndodh p\u00ebr shum\u00eb faktor\u00eb t\u00eb cil\u00ebt mund t\u00eb jen\u00eb ekonomik\u00eb, politik\u00eb, natyror\u00eb, mund t\u00eb l\u00ebvizin p\u00ebr studime apo p\u00ebr nj\u00eb t\u00eb ardhme m\u00eb t\u00eb sigurt. Ky \u00ebsht\u00eb nj\u00eb proces n\u00eb vazhdim [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":13121,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"iawp_total_views":16,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-13113","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/posts\/13113","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/comments?post=13113"}],"version-history":[{"count":3,"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/posts\/13113\/revisions"}],"predecessor-version":[{"id":13122,"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/posts\/13113\/revisions\/13122"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/media\/13121"}],"wp:attachment":[{"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/media?parent=13113"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/categories?post=13113"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/tags?post=13113"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}