{"id":13922,"date":"2024-10-11T15:04:24","date_gmt":"2024-10-11T13:04:24","guid":{"rendered":"https:\/\/easypay.al\/?p=13922"},"modified":"2024-10-11T15:04:25","modified_gmt":"2024-10-11T13:04:25","slug":"easypay-ne-future2tech-open-banking-e-ardhmja-e-fintech-ne-shqiperi","status":"publish","type":"post","link":"https:\/\/easypay.al\/en\/easypay-ne-future2tech-open-banking-e-ardhmja-e-fintech-ne-shqiperi\/","title":{"rendered":"EasyPay n\u00eb #future2tech: Open Banking, e ardhmja e fintech n\u00eb Shqip\u00ebri"},"content":{"rendered":"<p>N\u00eb datat 9 dhe 10 tetor pat\u00ebm k\u00ebnaq\u00ebsin\u00eb t\u00eb merrnim pjes\u00eb n\u00eb panairin #future2tech p\u00ebr t\u00eb folur mbi risit\u00eb teknologjike q\u00eb po ndodhin n\u00eb sektorin financiar. <\/p>\n\n\n\n<p>Open Banking, nj\u00eb teknologji tashm\u00eb e njohur n\u00eb pjes\u00eb t\u00eb tjera t\u00eb bot\u00ebs ka ardhur edhe n\u00eb Shqip\u00ebri dhe, nxitur edhe nga hyrja n\u00eb fuqi e ligjit Nr. 55\/2020 &#8220;<em>P\u00ebr sh\u00ebrbimet e pagesave<\/em>&#8220;, s\u00eb shpejti do jet\u00eb aktive dhe funksionale p\u00ebr bizneset dhe konsumator\u00ebt. <\/p>\n\n\n\n<p><strong>\u00c7FAR\u00cb \u00cbSHT\u00cb OPEN BANKING?<\/strong><\/p>\n\n\n\n<p>Open Banking \u00ebsht\u00eb nj\u00eb teknologji q\u00eb lejon shp\u00ebrndarjen e t\u00eb dh\u00ebnave financiare mes bankave dhe pal\u00ebve t\u00eb treta t\u00eb cilat ofrojn\u00eb sh\u00ebrbime t\u00eb ndryshme. Siguria \u00ebsht\u00eb n\u00eb thelb t\u00eb Open Banking. T\u00eb gjitha transaksionet kryhen p\u00ebrmes API-ve shum\u00eb t\u00eb sigurta dhe ofruesit e pal\u00ebve t\u00eb treta duhet t\u00eb plot\u00ebsojn\u00eb standarde t\u00eb larta dhe strikte rregullatore. Konsumator\u00ebt duhet t\u00eb japin p\u00eblqimin dhe miratimin e tyre q\u00eb bankat t\u00eb ndajn\u00eb informacionin e tyre personal bankar me aplikacione t\u00eb besuara t\u00eb pal\u00ebve t\u00eb treta. K\u00ebto sh\u00ebrbime, t\u00eb tilla si EasyPay, mund t\u00eb p\u00ebrdorin m\u00eb pas t\u00eb dh\u00ebnat financiare t\u00eb klientit p\u00ebr t\u00eb ofruar produkte dhe sh\u00ebrbime financiare t\u00eb personalizuara, duke p\u00ebrmir\u00ebsuar vendimmarrjen e tyre financiare.<\/p>\n\n\n\n<p>P\u00ebr m\u00eb tep\u00ebr, Open Banking \u00ebsht\u00eb n\u00eb p\u00ebrputhje me rregulloret e rrepta Evropiane, t\u00eb tilla si PSD2 (Direktiva e Rishikuar e Sh\u00ebrbimeve t\u00eb Pagesave), duke siguruar mbrojtje t\u00eb fuqishme t\u00eb konsumator\u00ebve.<\/p>\n\n\n\n<p><strong>PSE \u00cbSHT\u00cb KAQ E R\u00cbND\u00cbSISHME?<\/strong><\/p>\n\n\n\n<p>Shqip\u00ebria po mikpret Open Banking si pjes\u00eb e p\u00ebrpjekjeve t\u00eb saj p\u00ebr modernizimin financiar. Institucione si EasyPay po udh\u00ebheqin k\u00ebt\u00eb proces, duke u ofruar klient\u00ebve nj\u00eb m\u00ebnyr\u00eb t\u00eb thjesht\u00eb dhe t\u00eb sigurt p\u00ebr t\u00eb integruar sh\u00ebrbime t\u00eb ndryshme financiare n\u00eb nj\u00eb platform\u00eb t\u00eb vetme.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>E para \u00ebsht\u00eb siguria<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Open Banking zbatohet nga bankat dhe ofruesit e pal\u00ebve t\u00eb treta me masa t\u00eb forta sigurie p\u00ebr t\u00eb mbrojtur informacionin personal dhe p\u00ebr t\u00eb siguruar q\u00eb shk\u00ebmbimi i t\u00eb dh\u00ebnave t\u00eb jet\u00eb i sigurt. Si rrjedhoj\u00eb e k\u00ebtyre rregulloreve dhe masave sigurie krijohet nj\u00eb kontroll dhe sigurim m\u00eb i lart\u00eb i t\u00eb dh\u00ebnave financiare.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cil\u00ebsi m\u00eb e mir\u00eb sh\u00ebrbimesh<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Open Banking lejon konsumator\u00ebt t\u00eb aksesojn\u00eb dhe menaxhojn\u00eb parat\u00eb e tyre n\u00eb \u00e7do koh\u00eb, kudo. Krijon mund\u00ebsi p\u00ebr planifikim m\u00eb t\u00eb mir\u00eb financiar, buxhetim m\u00eb t\u00eb leht\u00eb dhe kosto m\u00eb t\u00eb ul\u00ebta. Gjithashtu, kjo teknologji ofron nj\u00eb pamje m\u00eb t\u00eb qart\u00eb t\u00eb opsioneve financiare dhe akses n\u00eb nj\u00eb gam\u00eb m\u00eb t\u00eb gjer\u00eb produktesh, duke p\u00ebrfshir\u00eb huat\u00eb, transferimin e parave, pagesat e faturave dhe sh\u00ebrbimeve, e-commerce, etj.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>M\u00eb shum\u00eb mund\u00ebsi, m\u00eb shum\u00eb cil\u00ebsi<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Open Banking mund\u00ebson nj\u00eb decentralizim t\u00eb autoritetit financiar. Tradicionalisht bankat kan\u00eb qen\u00eb t\u00eb vetmet q\u00eb mund t\u00eb kontrollonin p\u00ebrdorimin e t\u00eb dh\u00ebnave financiare dhe paras\u00eb. Me Open Banking institucionet jo financiare si kompanit\u00eb fintech, si p.sh. EasyPay, kan\u00eb mund\u00ebsi t\u00eb ofrojn\u00eb sh\u00ebrbime dhe produkte t\u00eb paras\u00eb&nbsp; elektronike, gj\u00eb q\u00eb u jep m\u00eb shum\u00eb mund\u00ebsi veprimi dhe m\u00eb shum\u00eb pavar\u00ebsi konsumator\u00ebve. Open Banking \u00ebsht\u00eb i domosdosh\u00ebm ve\u00e7an\u00ebrisht n\u00eb vende ku sh\u00ebrbimet bankare jan\u00eb m\u00eb t\u00eb pakta, pasi krijon mund\u00ebsi p\u00ebr k\u00ebdo, dhe kudo t\u00eb p\u00ebrdor\u00eb n\u00eb nj\u00eb portofol elektronik. Rritja e konkurrenc\u00ebs mund\u00ebson m\u00eb shum\u00eb inovacion dhe p\u00ebrmir\u00ebsim sh\u00ebrbimesh dhe sigurie, q\u00eb i sh\u00ebrben pozitivisht konsumator\u00ebve.<\/p>\n\n\n\n<p><strong>M\u00cb MIR\u00cb SE NJ\u00cb KART\u00cb KREDITI<\/strong><\/p>\n\n\n\n<p>Open Banking ka transformuar metodat e pagesave online, nj\u00eb trend q\u00eb mori vrull gjat\u00eb pandemis\u00eb COVID-19 dhe vazhdon t\u00eb q\u00ebndroj\u00eb. Tradicionalisht kartat e kreditit dhe t\u00eb debitit kan\u00eb qen\u00eb mjetet kryesore p\u00ebr pagesat. Megjithat\u00eb, k\u00ebto karta mbartin rreziqe si gabime nd\u00ebrlidhjeje, mund t\u00eb vidhen, t\u00eb humbasin apo kan\u00eb tarifa t\u00eb larta. Transfertat me Open Banking nga ana tjet\u00ebr jan\u00eb t\u00eb menj\u00ebhershme, &nbsp;kan\u00eb tarifa t\u00eb reduktuara dhe i n\u00ebnshtrohen standardeve t\u00eb larta t\u00eb siguris\u00eb. M\u00eb pak vend p\u00ebr shqet\u00ebsime dhe m\u00eb shum\u00eb siguri p\u00ebr vendndodhjen dhe p\u00ebrdorimin e parave t\u00eb konsumatorit, Open Banking \u00ebsht\u00eb e ardhmja e pagesave online.<\/p>\n\n\n\n<p><strong>ROLI I EASYPAY N\u00cb OPEN BANKING N\u00cb SHQIP\u00cbRI<\/strong><\/p>\n\n\n\n<p>Tregu financiar shqiptar \u00ebsht\u00eb n\u00eb prag t\u00eb nj\u00eb transformimi me Open Banking dhe EasyPay q\u00ebndron n\u00eb ball\u00eb t\u00eb k\u00ebtij revolucioni. Q\u00eb nga themelimi i tij 14 vjet m\u00eb par\u00eb, EasyPay ka luajtur nj\u00eb rol jetik n\u00eb integrimin e Open Banking n\u00eb Shqip\u00ebri, duke ofruar edukim financiar dhe inovacion n\u00ebp\u00ebrmjet produkteve dhe sh\u00ebrbimeve t\u00eb saj. P\u00ebr t\u00eb mund\u00ebsuar Open Banking n\u00eb Shqip\u00ebri, institucionet financiare duhet t\u00eb nd\u00ebrtojn\u00eb komunikime t\u00eb sigurta midis sistemeve t\u00eb tyre, bazuar n\u00eb rregulloret teknike t\u00eb Autoriteteve. EasyPay, momentalisht po mban lidership-in e tetimeve t\u00eb procesit t\u00eb Open Banking, me bankat e nivelit t\u00eb dyt\u00eb n\u00eb Shqip\u00ebri. N\u00eb k\u00ebt\u00eb m\u00ebnyr\u00eb, EasyPay po forcon bashk\u00ebpunimin e saj me bankat, duke ndjekur k\u00ebshtu trendet globale t\u00eb marr\u00ebdh\u00ebnieve mes bankave dhe kompanive fintech.<\/p>","protected":false},"excerpt":{"rendered":"<p>N\u00eb datat 9 dhe 10 tetor pat\u00ebm k\u00ebnaq\u00ebsin\u00eb t\u00eb merrnim pjes\u00eb n\u00eb panairin #future2tech p\u00ebr t\u00eb folur mbi risit\u00eb teknologjike q\u00eb po ndodhin n\u00eb sektorin financiar. Open Banking, nj\u00eb teknologji tashm\u00eb e njohur n\u00eb pjes\u00eb t\u00eb tjera t\u00eb bot\u00ebs ka ardhur edhe n\u00eb Shqip\u00ebri dhe, nxitur edhe nga hyrja n\u00eb fuqi e ligjit Nr. 55\/2020 [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":13923,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"iawp_total_views":82,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-13922","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/posts\/13922","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/comments?post=13922"}],"version-history":[{"count":1,"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/posts\/13922\/revisions"}],"predecessor-version":[{"id":13924,"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/posts\/13922\/revisions\/13924"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/media\/13923"}],"wp:attachment":[{"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/media?parent=13922"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/categories?post=13922"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/tags?post=13922"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}