{"id":14097,"date":"2025-03-05T14:27:06","date_gmt":"2025-03-05T12:27:06","guid":{"rendered":"https:\/\/easypay.al\/?p=14097"},"modified":"2025-03-05T14:27:28","modified_gmt":"2025-03-05T12:27:28","slug":"shqiperia-hyn-ne-epoken-e-bankingut-te-hapur-transaksioni-i-pare-i-suksesshem","status":"publish","type":"post","link":"https:\/\/easypay.al\/en\/shqiperia-hyn-ne-epoken-e-bankingut-te-hapur-transaksioni-i-pare-i-suksesshem\/","title":{"rendered":"Shqip\u00ebria hyn n\u00eb epok\u00ebn e Bankingut t\u00eb Hapur \u2013 Transaksioni i par\u00eb i suksessh\u00ebm"},"content":{"rendered":"<p>Shqip\u00ebria ka sh\u00ebnuar nj\u00eb hap t\u00eb r\u00ebnd\u00ebsish\u00ebm n\u00eb modernizimin e sistemit t\u00eb pagesave me kryerjen e suksesshme t\u00eb transaksionit t\u00eb par\u00eb duke p\u00ebrdorur teknologjin\u00eb e Bankingut t\u00eb Hapur (Open Banking). Ky moment sh\u00ebnon kulmin e nj\u00eb procesi t\u00eb gjat\u00eb reformash dhe p\u00ebrpjekjesh p\u00ebr t\u00eb p\u00ebrshtatur tregun financiar shqiptar me standardet evropiane.<\/p>\n\n\n\n<p>Nj\u00eb moment historik ky p\u00ebr Shqip\u00ebrin\u00eb dhe nj\u00eb arritje e madhe p\u00ebr EasyPay! Institucioni i par\u00eb dhe i vet\u00ebm n\u00eb vend me licenc\u00eb p\u00ebr Bankingun e Hapur (Open Banking) ka realizuar transaksionin e par\u00eb t\u00eb k\u00ebtij lloji, duke sjell\u00eb standardet m\u00eb t\u00eb avancuara financiare n\u00eb tregun shqiptar. Kjo arritje \u00ebsht\u00eb hapi i par\u00eb drejt nj\u00eb tregu financiar m\u00eb t\u00eb hapur, t\u00eb sigurt dhe konkurrues, n\u00eb p\u00ebrputhje me standardet evropiane.<\/p>\n\n\n\n<p>Ky transaksion u krye n\u00eb bashk\u00ebpunim me Intesa Sanpaolo Bank Albania, duke treguar q\u00eb ekosistemi bankar \u00ebsht\u00eb gati p\u00ebr k\u00ebt\u00eb transformim t\u00eb madh. Pas k\u00ebtij hapi t\u00eb par\u00eb, pritet q\u00eb transaksionet me Bankingun e Hapur t\u00eb shtrihen edhe n\u00eb t\u00eb gjitha bankat e tjera, duke ofruar m\u00eb shum\u00eb mund\u00ebsi p\u00ebr bizneset dhe konsumator\u00ebt shqiptar\u00eb. Tashm\u00eb, me Bankingun e Hapur, klient\u00ebt mund t\u00eb p\u00ebrdorin sh\u00ebrbimet e ardhshme t\u00eb EasyPay si rimbushja e llogaris\u00eb elektronike, Pay-by-Bank p\u00ebr e-commerce, Direct Debit p\u00ebr bizneset me abonime mujore, dhe shum\u00eb t\u00eb tjera q\u00eb do t\u00eb transformojn\u00eb p\u00ebrvoj\u00ebn e tyre financiare.<\/p>\n\n\n\n<p><strong>Nj\u00eb rrug\u00eb drejt inovacionit financiar<\/strong><\/p>\n\n\n\n<p>Kryerja e k\u00ebtij transaksioni \u00ebsht\u00eb rezultat i zhvillimeve t\u00eb fundit n\u00eb fush\u00ebn e Bankingut t\u00eb Hapur n\u00eb Shqip\u00ebri. N\u00eb fund t\u00eb vitit 2024, Banka e Shqip\u00ebris\u00eb l\u00ebshoi licenc\u00ebn e par\u00eb p\u00ebr nj\u00eb institucion financiar, EasyPay, p\u00ebr t\u00eb ofruar sh\u00ebrbime t\u00eb Open Banking, duke sh\u00ebnuar nj\u00eb hap t\u00eb r\u00ebnd\u00ebsish\u00ebm drejt nj\u00eb tregu financiar m\u00eb t\u00eb hapur. Padyshim q\u00eb ky hap u pasua me nj\u00eb s\u00ebr\u00eb reformash dhe investimesh n\u00eb infrastruktur\u00ebn dixhitale dhe sigurin\u00eb kibernetike, nga ana e institucioneve financiare t\u00eb p\u00ebrfshira n\u00eb process, me synimin krijimin e nj\u00eb ekosistemi sa m\u00eb t\u00eb sigurt p\u00ebr t\u00eb gjith\u00eb p\u00ebrdoruesit.<\/p>\n\n\n\n<p>N\u00eb n\u00ebntor 2024, Shqip\u00ebria u b\u00eb an\u00ebtare e Zon\u00ebs s\u00eb Vetme t\u00eb Pagesave n\u00eb Euro (SEPA), duke i hapur rrug\u00eb transfertave m\u00eb t\u00eb shpejta dhe me kosto m\u00eb t\u00eb ul\u00ebt mes Shqip\u00ebris\u00eb dhe vendeve t\u00eb tjera evropiane. Ky integrim i dha nj\u00eb tjet\u00ebr nj\u00eb shtys\u00eb zhvillimit t\u00eb Bankingut t\u00eb Hapur.<\/p>\n\n\n\n<p><strong>Sfida dhe mund\u00ebsi p\u00ebr t\u00eb ardhmen<\/strong><\/p>\n\n\n\n<p>Pavar\u00ebsisht k\u00ebtij suksesi, zbatimi i plot\u00eb i Bankingut t\u00eb Hapur n\u00eb Shqip\u00ebri mbetet nj\u00eb sfid\u00eb q\u00eb k\u00ebrkon p\u00ebrpjekje t\u00eb m\u00ebtejshme nga institucionet financiare dhe rregullator\u00ebt p\u00ebrkat\u00ebs. Standardizimi i komunikimit mes institucioneve p\u00ebrmes API-ve t\u00eb sigurta, garantimi i mbrojtjes s\u00eb t\u00eb dh\u00ebnave t\u00eb p\u00ebrdoruesve dhe rritja e edukimit financiar jan\u00eb disa nga sfidat e m\u00ebtejshme.<\/p>\n\n\n\n<p><strong>Megjithat\u00eb, suksesi i k\u00ebtij transaksioni t\u00eb par\u00eb konfirmon q\u00eb Shqip\u00ebria \u00ebsht\u00eb n\u00eb rrug\u00ebn e duhur p\u00ebr t\u00eb nd\u00ebrtuar nj\u00eb ekosistem financiar m\u00eb t\u00eb hapur, konkurrues dhe inovativ. Kjo arritje p\u00ebrb\u00ebn nj\u00eb pik\u00ebnisje t\u00eb r\u00ebnd\u00ebsishme n\u00eb p\u00ebrmir\u00ebsimin e sh\u00ebrbimeve financiare n\u00eb vend duke e lidhur Shqip\u00ebrin\u00eb me Europ\u00ebn m\u00eb shum\u00eb se kurr\u00eb m\u00eb par\u00eb, dhe EasyPay po shtyn fort drejt k\u00ebtij ndryshimi!<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Shqip\u00ebria ka sh\u00ebnuar nj\u00eb hap t\u00eb r\u00ebnd\u00ebsish\u00ebm n\u00eb modernizimin e sistemit t\u00eb pagesave me kryerjen e suksesshme t\u00eb transaksionit t\u00eb par\u00eb duke p\u00ebrdorur teknologjin\u00eb e Bankingut t\u00eb Hapur (Open Banking). Ky moment sh\u00ebnon kulmin e nj\u00eb procesi t\u00eb gjat\u00eb reformash dhe p\u00ebrpjekjesh p\u00ebr t\u00eb p\u00ebrshtatur tregun financiar shqiptar me standardet evropiane. Nj\u00eb moment historik ky [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":14098,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"iawp_total_views":25,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-14097","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/posts\/14097","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/comments?post=14097"}],"version-history":[{"count":1,"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/posts\/14097\/revisions"}],"predecessor-version":[{"id":14099,"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/posts\/14097\/revisions\/14099"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/media\/14098"}],"wp:attachment":[{"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/media?parent=14097"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/categories?post=14097"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/easypay.al\/en\/wp-json\/wp\/v2\/tags?post=14097"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}